"Bankruptcy"

"I had no idea" that, when you "file for bankruptcy," it may be hard to get an apartment "of choice."  That seems to be, maybe, the main deterrent for avoiding trickling down such a path, as this.

My parents, maybe my mom, would discuss money and comment using the word "bankruptcy" and then remain "hush hush."

When I signed up for it, I assume they thought kids my age were interested in this young and were too tired to talk about it, like doctors and diabetes, as you my know...

If you're a little "crazy in the head" "or something," you may even say that people who are uneducated may end up on the street or something creative and be plopped in jail, possibly, though homeless people are left to be laughed at and die "on the streets."  If you come from Florida, at least I know, you may even wonder if a person can go by not knowing how to talk and become Tarzan.  Homelessness, being orphaned, going through "the system" ... "halfway homes," mental hospitals and "state," "group homes" funded through the governmental resources.  Rehab, or "rehabilitation," seems to be for the elite and rich.  Anyway, I think there are free programs that are nicest for alcoholics and drug addicts, which even give you your own room, whereas many other places, including medical hospitals, room you with a roommate.  You can get dumped at a nursing home, too, but not be allowed to go there until "absolutely necessary" or as the "last resort."

So, if you are "uneducated," you may end up dead, or rot in jail.  People will have to go out of their way in sociological social work to help such people, and such help exists.  I'm not sure where you'd live, sometimes in jail maybe or temporary homeless shelters, at least.  For instance, they look nicer and more upscale in Texas, which is at the bottom of the US, like Hawaii.